All Best Loan Services personal installment loans are originated through MidCountry Bank, which offers the protections and security of a federally regulated institution, and is a member FDIC. Loan approval, term, amount, and the Annual Percentage Rate (APR) are dependent upon each applicant’s credit qualifications. Loan amounts are available between $500 and $1,000,000.00 with terms from 1 year to 25 years. APRs range from 11.99% to 35.95%, with the lower rates available to those with stronger credit profiles. For example, a $4,000 loan amount over a 36 month term with a 30.82% APR would have a monthly payment of $171.60. All loans are unsecured, meaning that no collateral is required. In all cases, Pioneer Services seeks to provide a loan that fits your needs, with payments you can afford. And because we report to the credit bureaus, consistent repayment behavior could help improve your credit score.